|
 |
|
|
 Citizens' Bank & Trust Co.
|
Citizens' Bank & Trust Co.
| RSSD ID 192147 | CERTIFICATE 8738 | ABA NUMBER 82901017 |
| 3110 Alma Hwy |
Quarter Ended : |
2026-06-30 |
| Van Buren, Arkansas, 72956 |
Updated : |
2026-07-29 |
| www.cbankandtrust.com |
|
| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
87 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 566,429 |
|
Total Interest Income | 14,317 |
| Total Liabilities | 505,353 |
|
Total NonInterest Income | 1,409 |
| Total Bank Equity Capital | 61,076 |
|
Total Interest Expense | 4,125 |
| Total Deposits | 503,174 |
|
Total NonInterest Expense | 5,532 |
| Net Loans & Leases | 305,812 |
|
Net Income | 4,354 |
| Loan Loss Allowance | 4,680 |
|
Net Charge Offs | 161 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 314,185 |
| Total assets for the leverage ratio | 563,722 |
|
Loans secured by real estate: | 270,152 |
| Tier 1 Leverage Ratio | 11.78 |
|
Commercial and industrial loans | 22,677 |
| Off Balance Sheet Exposures (%) | 3.74 |
|
Loans to individuals - Credit Cards | 1,873 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 18,709 |
|
|
|
|
:· Citizens' Bank & Trust Co.
