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Citizens' Bank & Trust Co.
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Citizens' Bank & Trust Co.
| RSSD ID 192147 | CERTIFICATE 8738 | ABA NUMBER 82901017 |
| 3110 Alma Hwy |
Quarter Ended : |
2026-03-31 |
| Van Buren, Arkansas, 72956 |
Updated : |
2026-04-23 |
| www.cbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
87 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 562,966 |
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Total Interest Income | 7,035 |
| Total Liabilities | 500,943 |
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Total NonInterest Income | 732 |
| Total Bank Equity Capital | 62,023 |
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Total Interest Expense | 2,093 |
| Total Deposits | 498,393 |
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Total NonInterest Expense | 2,711 |
| Net Loans & Leases | 311,320 |
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Net Income | 2,137 |
| Loan Loss Allowance | 4,648 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 312,948 |
| Total assets for the leverage ratio | 560,529 |
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Loans secured by real estate: | 269,910 |
| Tier 1 Leverage Ratio | 11.99 |
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Commercial and industrial loans | 21,545 |
| Off Balance Sheet Exposures (%) | 3.98 |
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Loans to individuals - Credit Cards | 1,810 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,191 |
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