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 Citizens' Bank & Trust Co.
Citizens' Bank & Trust Co.
| RSSD ID 192147 | CERTIFICATE 8738 | ABA NUMBER 82901017 |
| 3110 Alma Hwy |
Quarter Ended : |
2025-12-31 |
| Van Buren, Arkansas, 72956 |
Updated : |
2026-01-15 |
| www.cbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
89 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 551,687 |
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Total Interest Income | 27,952 |
| Total Liabilities | 490,978 |
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Total NonInterest Income | 2,756 |
| Total Bank Equity Capital | 60,709 |
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Total Interest Expense | 8,834 |
| Total Deposits | 488,755 |
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Total NonInterest Expense | 11,087 |
| Net Loans & Leases | 307,719 |
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Net Income | 7,912 |
| Loan Loss Allowance | 4,494 |
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Net Charge Offs | 483 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 311,786 |
| Total assets for the leverage ratio | 549,836 |
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Loans secured by real estate: | 267,292 |
| Tier 1 Leverage Ratio | 11.83 |
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Commercial and industrial loans | 20,981 |
| Off Balance Sheet Exposures (%) | 3.55 |
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Loans to individuals - Credit Cards | 1,881 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,789 |
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:· Citizens' Bank & Trust Co.
