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 Citizens' Bank & Trust Co.
Citizens' Bank & Trust Co.
| RSSD ID 192147 | CERTIFICATE 8738 | ABA NUMBER 82901017 |
| 3110 Alma Hwy |
Quarter Ended : |
2025-03-31 |
| Van Buren, Arkansas, 72956 |
Updated : |
2025-04-30 |
| www.cbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 539,218 |
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Total Interest Income | 6,700 |
| Total Liabilities | 481,295 |
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Total NonInterest Income | 655 |
| Total Bank Equity Capital | 57,923 |
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Total Interest Expense | 2,200 |
| Total Deposits | 479,211 |
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Total NonInterest Expense | 2,771 |
| Net Loans & Leases | 304,385 |
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Net Income | 1,783 |
| Loan Loss Allowance | 4,347 |
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Net Charge Offs | 426 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 307,831 |
| Total assets for the leverage ratio | 536,090 |
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Loans secured by real estate: | 260,938 |
| Tier 1 Leverage Ratio | 12.02 |
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Commercial and industrial loans | 23,166 |
| Off Balance Sheet Exposures (%) | 1.12 |
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Loans to individuals - Credit Cards | 1,881 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,277 |
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:· Citizens' Bank & Trust Co.
