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 Dedham Institution for Savings
Dedham Institution for Savings
| RSSD ID 193809 | CERTIFICATE 23620 | ABA NUMBER 211371722 |
| 55 Elm St |
Quarter Ended : |
2025-09-30 |
| Dedham, Massachusetts, 2026 |
Updated : |
2025-10-30 |
| www.dedhamsavings.com |
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| Institution Profile |
| Year Opened : |
1831 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
219 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,553,947 |
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Total Interest Income | 91,089 |
| Total Liabilities | 2,281,855 |
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Total NonInterest Income | 3,672 |
| Total Bank Equity Capital | 272,092 |
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Total Interest Expense | 42,691 |
| Total Deposits | 1,951,325 |
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Total NonInterest Expense | 39,950 |
| Net Loans & Leases | 1,975,963 |
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Net Income | 11,042 |
| Loan Loss Allowance | 14,604 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 293,958 |
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Total loans | 1,967,093 |
| Total assets for the leverage ratio | 2,517,752 |
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Loans secured by real estate: | 1,788,769 |
| Tier 1 Leverage Ratio | 11.07 |
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Commercial and industrial loans | 129,627 |
| Tier 1 Capital Ratio | 13.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.14 |
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Loans to individuals - Other | 492 |
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:· Dedham Institution for Savings
