|
 |
|
|
 Dedham Institution for Savings
Dedham Institution for Savings
| RSSD ID 193809 | CERTIFICATE 23620 | ABA NUMBER 211371722 |
| 55 Elm St |
Quarter Ended : |
2025-12-31 |
| Dedham, Massachusetts, 2026 |
Updated : |
2026-01-30 |
| www.dedhamsavings.com |
|
| Institution Profile |
| Year Opened : |
1831 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
214 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,564,524 |
|
Total Interest Income | 122,474 |
| Total Liabilities | 2,283,983 |
|
Total NonInterest Income | 5,049 |
| Total Bank Equity Capital | 280,541 |
|
Total Interest Expense | 56,607 |
| Total Deposits | 2,017,644 |
|
Total NonInterest Expense | 52,393 |
| Net Loans & Leases | 1,967,119 |
|
Net Income | 17,989 |
| Loan Loss Allowance | 14,995 |
|
Net Charge Offs | 5 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 301,755 |
|
Total loans | 1,971,399 |
| Total assets for the leverage ratio | 2,527,409 |
|
Loans secured by real estate: | 1,794,533 |
| Tier 1 Leverage Ratio | 11.31 |
|
Commercial and industrial loans | 129,208 |
| Tier 1 Capital Ratio | 13.68 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.44 |
|
Loans to individuals - Other | 485 |
|
|
|
|
:· Dedham Institution for Savings
