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 Commercial Savings Bank
Commercial Savings Bank
| RSSD ID 194440 | CERTIFICATE 231 | ABA NUMBER 73919571 |
| 325 W Us Highway 30 |
Quarter Ended : |
2025-12-31 |
| Carroll, Iowa, 51401 |
Updated : |
2026-01-22 |
| www.csbcarroll.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 335,554 |
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Total Interest Income | 16,684 |
| Total Liabilities | 307,513 |
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Total NonInterest Income | 1,207 |
| Total Bank Equity Capital | 28,041 |
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Total Interest Expense | 6,814 |
| Total Deposits | 278,382 |
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Total NonInterest Expense | 5,419 |
| Net Loans & Leases | 262,449 |
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Net Income | 5,092 |
| Loan Loss Allowance | 2,428 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,114 |
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Total loans | 260,057 |
| Total assets for the leverage ratio | 328,792 |
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Loans secured by real estate: | 204,803 |
| Tier 1 Leverage Ratio | 8.72 |
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Commercial and industrial loans | 26,257 |
| Tier 1 Capital Ratio | 12.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.34 |
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Loans to individuals - Other | 6,423 |
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:· Commercial Savings Bank
