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 Heritage Bank of St Tammany
Heritage Bank of St Tammany
| RSSD ID 194570 | CERTIFICATE 29577 | ABA NUMBER 265470158 |
| 205 N Columbia St |
Quarter Ended : |
2025-06-30 |
| Covington, Louisiana, 70433 |
Updated : |
2025-07-23 |
| www.heritagebank.org |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 187,301 |
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Total Interest Income | 4,965 |
| Total Liabilities | 168,033 |
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Total NonInterest Income | 449 |
| Total Bank Equity Capital | 19,268 |
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Total Interest Expense | 2,543 |
| Total Deposits | 156,948 |
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Total NonInterest Expense | 2,273 |
| Net Loans & Leases | 150,829 |
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Net Income | 490 |
| Loan Loss Allowance | 1,300 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 150,583 |
| Total assets for the leverage ratio | 186,138 |
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Loans secured by real estate: | 146,543 |
| Tier 1 Leverage Ratio | 10.65 |
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Commercial and industrial loans | 3,771 |
| Off Balance Sheet Exposures (%) | 11.63 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 269 |
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:· Heritage Bank of St Tammany
