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Heritage Bank of St Tammany
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Heritage Bank of St Tammany
| RSSD ID 194570 | CERTIFICATE 29577 | ABA NUMBER 265470158 |
| 205 N Columbia St |
Quarter Ended : |
2026-03-31 |
| Covington, Louisiana, 70433 |
Updated : |
2026-04-22 |
| www.heritagebank.org |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 167,949 |
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Total Interest Income | 2,350 |
| Total Liabilities | 151,288 |
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Total NonInterest Income | 159 |
| Total Bank Equity Capital | 16,661 |
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Total Interest Expense | 1,046 |
| Total Deposits | 149,784 |
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Total NonInterest Expense | 4,459 |
| Net Loans & Leases | 140,787 |
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Net Income | (2,996) |
| Loan Loss Allowance | 1,289 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 143,995 |
| Total assets for the leverage ratio | 178,705 |
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Loans secured by real estate: | 140,563 |
| Tier 1 Leverage Ratio | 9.65 |
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Commercial and industrial loans | 3,197 |
| Off Balance Sheet Exposures (%) | 14.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 235 |
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