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 Rhinebeck Bank
Rhinebeck Bank
| RSSD ID 195111 | CERTIFICATE 16032 | ABA NUMBER 221971015 |
| 6414 Montgomery St |
Quarter Ended : |
2025-12-31 |
| Rhinebeck, New York, 12572 |
Updated : |
2026-01-30 |
| www.rhinebeckbank.com |
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| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
161 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,301,581 |
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Total Interest Income | 68,840 |
| Total Liabilities | 1,167,730 |
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Total NonInterest Income | 6,957 |
| Total Bank Equity Capital | 133,851 |
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Total Interest Expense | 22,312 |
| Total Deposits | 1,115,207 |
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Total NonInterest Expense | 37,821 |
| Net Loans & Leases | 953,385 |
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Net Income | 11,365 |
| Loan Loss Allowance | 8,353 |
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Net Charge Offs | 1,936 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 147,671 |
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Total loans | 974,616 |
| Total assets for the leverage ratio | 1,310,584 |
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Loans secured by real estate: | 654,932 |
| Tier 1 Leverage Ratio | 10.62 |
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Commercial and industrial loans | 108,762 |
| Tier 1 Capital Ratio | 13.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.4 |
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Loans to individuals - Other | 210,922 |
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:· Rhinebeck Bank
