|
 |
|
|
 Rhinebeck Bank
|
Rhinebeck Bank
| RSSD ID 195111 | CERTIFICATE 16032 | ABA NUMBER 221971015 |
| 6414 Montgomery St |
Quarter Ended : |
2026-03-31 |
| Rhinebeck, New York, 12572 |
Updated : |
2026-04-30 |
| www.rhinebeckbank.com |
|
| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
156 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,284,609 |
|
Total Interest Income | 16,595 |
| Total Liabilities | 1,148,542 |
|
Total NonInterest Income | 1,470 |
| Total Bank Equity Capital | 136,067 |
|
Total Interest Expense | 5,372 |
| Total Deposits | 1,119,598 |
|
Total NonInterest Expense | 9,457 |
| Net Loans & Leases | 936,751 |
|
Net Income | 2,530 |
| Loan Loss Allowance | 7,889 |
|
Net Charge Offs | 547 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 149,998 |
|
Total loans | 950,001 |
| Total assets for the leverage ratio | 1,297,666 |
|
Loans secured by real estate: | 649,436 |
| Tier 1 Leverage Ratio | 10.94 |
|
Commercial and industrial loans | 106,442 |
| Tier 1 Capital Ratio | 14.15 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.95 |
|
Loans to individuals - Other | 194,123 |
|
|
|
|
:· Rhinebeck Bank
