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Western National Bank
Western National Bank
| RSSD ID 199351 | CERTIFICATE 4778 | ABA NUMBER 101112473 |
| 523 Thayer Ave |
Quarter Ended : |
2025-09-30 |
| Chester, Nebraska, 68327 |
Updated : |
2025-10-24 |
| www.mywnb.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 244,204 |
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Total Interest Income | 10,092 |
| Total Liabilities | 220,927 |
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Total NonInterest Income | 283 |
| Total Bank Equity Capital | 23,277 |
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Total Interest Expense | 3,488 |
| Total Deposits | 218,511 |
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Total NonInterest Expense | 4,574 |
| Net Loans & Leases | 193,299 |
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Net Income | 2,259 |
| Loan Loss Allowance | 2,248 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 24,671 |
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Total loans | 195,728 |
| Total assets for the leverage ratio | 242,488 |
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Loans secured by real estate: | 124,064 |
| Tier 1 Leverage Ratio | 9.25 |
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Commercial and industrial loans | 18,356 |
| Tier 1 Capital Ratio | 11.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.08 |
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Loans to individuals - Other | 4,357 |
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