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Western National Bank
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Western National Bank
| RSSD ID 199351 | CERTIFICATE 4778 | ABA NUMBER 101112473 |
| 523 Thayer Ave |
Quarter Ended : |
2026-03-31 |
| Chester, Nebraska, 68327 |
Updated : |
2026-04-20 |
| www.mywnb.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 261,777 |
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Total Interest Income | 3,472 |
| Total Liabilities | 237,410 |
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Total NonInterest Income | 86 |
| Total Bank Equity Capital | 24,367 |
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Total Interest Expense | 1,080 |
| Total Deposits | 236,421 |
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Total NonInterest Expense | 1,501 |
| Net Loans & Leases | 197,859 |
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Net Income | 959 |
| Loan Loss Allowance | 2,339 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 196,556 |
| Total assets for the leverage ratio | 253,909 |
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Loans secured by real estate: | 122,519 |
| Tier 1 Leverage Ratio | 9.24 |
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Commercial and industrial loans | 18,092 |
| Off Balance Sheet Exposures (%) | 17.94 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,051 |
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