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THEORY FEDERAL CREDIT UNION

THEORY FEDERAL CREDIT UNION
RSSD ID 203098 | CHARTER 24545
1595 MENTOR AVE Quarter Ended : 2025-12-31
PAINESVILLE, OH, 44077 Agency Update : 2026-01-30
https://www.theoryfcu.org

Institution Profile
Chartered : 1995 Institution Type : Credit Union
Credit Union Type : Federal Federal Regulator : NCUA
Membership Type : Multiple common bond - primarily educational
Statistical Area (MSA) : Not Available
Number of Offices : 0
Current Members : 3,512 Potential Members : 10,000
Full-time Employees : 9 Part-time Employees : 3

Financial Reports
Statement of Financial Condition Report
Statement of Income and Expense Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
Income Statement (ytd)
Total Assets37,304,018
Total Interest Income1,730,598
Total Liabilities 35,044,557
Total NonInterest Income162,863
Total Shares and Deposits34,881,806
Total Interest Expense152,122
Total Equity 3,225,257
Total NonInterest Expense1,422,162



PCA Net Worth
Loans & Leases
Total Net Worth3,252,780
Total Number2,587
Net Worth Ratio8.72
Total Amount 19,104,839
Net Worth ClassificationWell Capitalized
Total Delinquent(60+ Days) Number42


Total Delinquent(60+ Days) Amount477,266





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury