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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 205243 | CERTIFICATE 15801 | ABA NUMBER 84205737 |
| 111 W Clayton St |
Quarter Ended : |
2025-03-31 |
| Baldwyn, Mississippi, 38824 |
Updated : |
2025-04-24 |
| www.fmbms.com |
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| Institution Profile |
| Year Opened : |
1941 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 559,485 |
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Total Interest Income | 8,060 |
| Total Liabilities | 493,091 |
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Total NonInterest Income | 2,604 |
| Total Bank Equity Capital | 66,394 |
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Total Interest Expense | 2,470 |
| Total Deposits | 455,228 |
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Total NonInterest Expense | 4,314 |
| Net Loans & Leases | 323,170 |
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Net Income | 3,027 |
| Loan Loss Allowance | 7,320 |
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Net Charge Offs | 78 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 326,021 |
| Total assets for the leverage ratio | 563,238 |
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Loans secured by real estate: | 248,364 |
| Tier 1 Leverage Ratio | 13.06 |
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Commercial and industrial loans | 36,557 |
| Off Balance Sheet Exposures (%) | 6.13 |
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Loans to individuals - Credit Cards | 2,362 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 32,634 |
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:· Farmers and Merchants Bank
