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Cherokee State Bank
Cherokee State Bank
| RSSD ID 205542 | CERTIFICATE 951 | ABA NUMBER 73901974 |
| 212 W Willow St |
Quarter Ended : |
2025-12-31 |
| Cherokee, Iowa, 51012 |
Updated : |
2026-01-28 |
| www.cherokeestatebank.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 271,249 |
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Total Interest Income | 12,670 |
| Total Liabilities | 244,268 |
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Total NonInterest Income | 1,609 |
| Total Bank Equity Capital | 26,981 |
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Total Interest Expense | 5,840 |
| Total Deposits | 211,782 |
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Total NonInterest Expense | 5,597 |
| Net Loans & Leases | 181,703 |
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Net Income | 2,169 |
| Loan Loss Allowance | 2,031 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 174,974 |
| Total assets for the leverage ratio | 264,270 |
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Loans secured by real estate: | 117,205 |
| Tier 1 Leverage Ratio | 12.97 |
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Commercial and industrial loans | 16,298 |
| Off Balance Sheet Exposures (%) | 3.03 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,596 |
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