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 The First National Bank and Trust Company
The First National Bank and Trust Company
| RSSD ID 207845 | CERTIFICATE 5285 | ABA NUMBER 75900973 |
| 345 E Grand Ave |
Quarter Ended : |
2025-09-30 |
| Beloit, Wisconsin, 53511 |
Updated : |
2025-10-29 |
| www.bankatfirstnational.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
221 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,530,413 |
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Total Interest Income | 49,022 |
| Total Liabilities | 1,402,145 |
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Total NonInterest Income | 13,934 |
| Total Bank Equity Capital | 128,268 |
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Total Interest Expense | 18,335 |
| Total Deposits | 1,317,085 |
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Total NonInterest Expense | 35,003 |
| Net Loans & Leases | 992,829 |
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Net Income | 7,680 |
| Loan Loss Allowance | 12,160 |
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Net Charge Offs | 1,125 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 140,585 |
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Total loans | 999,394 |
| Total assets for the leverage ratio | 1,527,197 |
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Loans secured by real estate: | 771,783 |
| Tier 1 Leverage Ratio | 8.43 |
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Commercial and industrial loans | 129,356 |
| Tier 1 Capital Ratio | 11.74 |
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Loans to individuals - Credit Cards | 1,626 |
| Total Capital Ratio | 12.82 |
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Loans to individuals - Other | 7,491 |
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:· The First National Bank and Trust Company
