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 Farmers State Bank
Farmers State Bank
| RSSD ID 208440 | CERTIFICATE 8760 | ABA NUMBER 73909578 |
| 501 E State St |
Quarter Ended : |
2025-12-31 |
| Algona, Iowa, 50511 |
Updated : |
2026-01-20 |
| www.fsbiowa.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 151,040 |
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Total Interest Income | 7,403 |
| Total Liabilities | 132,330 |
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Total NonInterest Income | 587 |
| Total Bank Equity Capital | 18,710 |
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Total Interest Expense | 2,200 |
| Total Deposits | 131,438 |
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Total NonInterest Expense | 3,517 |
| Net Loans & Leases | 110,608 |
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Net Income | 1,972 |
| Loan Loss Allowance | 1,431 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 107,658 |
| Total assets for the leverage ratio | 145,067 |
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Loans secured by real estate: | 66,229 |
| Tier 1 Leverage Ratio | 13.13 |
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Commercial and industrial loans | 17,118 |
| Off Balance Sheet Exposures (%) | 15.06 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,325 |
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:· Farmers State Bank
