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 Stearns Bank Upsala National Association
Stearns Bank Upsala National Association
| RSSD ID 208459 | CERTIFICATE 9336 | ABA NUMBER 91911357 |
| 105 S Main St |
Quarter Ended : |
2025-06-30 |
| Upsala, Minnesota, 56384 |
Updated : |
2025-07-30 |
| www.stearnsbank.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
4 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 64,985 |
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Total Interest Income | 1,764 |
| Total Liabilities | 46,882 |
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Total NonInterest Income | 1 |
| Total Bank Equity Capital | 18,103 |
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Total Interest Expense | 549 |
| Total Deposits | 45,247 |
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Total NonInterest Expense | 469 |
| Net Loans & Leases | 49,846 |
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Net Income | 326 |
| Loan Loss Allowance | 905 |
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Net Charge Offs | 154 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,800 |
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Total loans | 52,349 |
| Total assets for the leverage ratio | 64,897 |
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Loans secured by real estate: | 1,425 |
| Tier 1 Leverage Ratio | 27.93 |
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Commercial and industrial loans | 50,719 |
| Tier 1 Capital Ratio | 33.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 35.07 |
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Loans to individuals - Other | 196 |
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:· Stearns Bank Upsala National Association
