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 Universal Bank
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Universal Bank
| RSSD ID 208570 | CERTIFICATE 30722 | ABA NUMBER 322270275 |
| 3455 S Nogales St |
Quarter Ended : |
2026-03-31 |
| West Covina, California, 91792 |
Updated : |
2026-04-30 |
| https://www.universalbank.com |
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| Institution Profile |
| Year Opened : |
1954 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 373,408 |
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Total Interest Income | 4,560 |
| Total Liabilities | 306,575 |
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Total NonInterest Income | 187 |
| Total Bank Equity Capital | 66,833 |
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Total Interest Expense | 2,003 |
| Total Deposits | 278,512 |
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Total NonInterest Expense | 2,264 |
| Net Loans & Leases | 253,895 |
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Net Income | 354 |
| Loan Loss Allowance | 2,761 |
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Net Charge Offs | (10) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 260,720 |
| Total assets for the leverage ratio | 371,730 |
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Loans secured by real estate: | 257,460 |
| Tier 1 Leverage Ratio | 18.21 |
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Commercial and industrial loans | 3,237 |
| Off Balance Sheet Exposures (%) | 0.54 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Universal Bank
