MERCHANTS AND FARMERS BANCSHARES, INC. Financial Reports

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:· MERCHANTS AND FARMERS BANCSHARES, INC.

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Off Balance Sheet
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MERCHANTS AND FARMERS BANCSHARES, INC.

Institution Profile

Year Opened :

1993

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Merchants & Farmers Bank of Greene County, Alabama	123,248	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	22,685	Total Operating Income	84
Total Liabilities	9,578	Total Operating Expenses	154
Total Equity Capital	13,107	Equity in Undistributed Income	921
		Net income (loss)	851

Miscellaneous
Cash Dividends Declared by Bank Holding Company	26
Total Consolidated Assets of Bank Holding Company	126,646

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury