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 CENTRAL BANCSHARES, INC.
CENTRAL BANCSHARES, INC.
| RSSD ID 2158156 |
| 300 WEST VINE STREET |
Quarter Ended : |
2025-12-31 |
| LEXINGTON, KY, 40507 |
Updated : |
2026-03-07 |
| WWW.CENTRALBANK.COM |
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| Institution Profile |
| Year Opened : |
1993 |
Institution Type : |
Holding Company |
| Reserve District : |
Cleveland |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Crowe LLP |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 3,943,328 |
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Total interest income | 197,265 |
| Total liabilities | 3,474,568 |
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Total noninterest income | 46,198 |
| Total holding company equity capital | 468,760 |
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Total interest expense | 55,770 |
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Total noninterest expense | 132,420 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 12.0793 |
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Loans secured by real estate (Consolidated) | 2,457,411 |
| Tier1 capital ratio | 14.8455 |
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Commercial and industrial loans | 349,940 |
| Total capital ratio | 15.855 |
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Total (Consolidated) | 2,921,680 |
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:· CENTRAL BANCSHARES, INC.
