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 First Farmers & Merchants Bank
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First Farmers & Merchants Bank
| RSSD ID 217059 | CERTIFICATE 10168 | ABA NUMBER 91912330 |
| 920 4th St S |
Quarter Ended : |
2026-03-31 |
| Cannon Falls, Minnesota, 55009 |
Updated : |
2026-04-23 |
| www.ffmbank.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 473,457 |
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Total Interest Income | 6,043 |
| Total Liabilities | 432,180 |
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Total NonInterest Income | 417 |
| Total Bank Equity Capital | 41,277 |
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Total Interest Expense | 1,331 |
| Total Deposits | 425,996 |
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Total NonInterest Expense | 2,475 |
| Net Loans & Leases | 293,378 |
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Net Income | 1,416 |
| Loan Loss Allowance | 3,010 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 47,805 |
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Total loans | 298,999 |
| Total assets for the leverage ratio | 473,814 |
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Loans secured by real estate: | 231,484 |
| Tier 1 Leverage Ratio | 9.44 |
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Commercial and industrial loans | 36,997 |
| Tier 1 Capital Ratio | 13.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.34 |
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Loans to individuals - Other | 4,748 |
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:· First Farmers & Merchants Bank
