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Zapata National Bank
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Zapata National Bank
| RSSD ID 218261 | CERTIFICATE 18454 | ABA NUMBER 114923756 |
| 703 Hidalgo Blvd |
Quarter Ended : |
2026-03-31 |
| Zapata, Texas, 78076 |
Updated : |
2026-04-27 |
| zapatanationalbank.com |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 83,077 |
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Total Interest Income | 1,027 |
| Total Liabilities | 70,215 |
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Total NonInterest Income | 127 |
| Total Bank Equity Capital | 12,862 |
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Total Interest Expense | 281 |
| Total Deposits | 69,669 |
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Total NonInterest Expense | 517 |
| Net Loans & Leases | 36,062 |
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Net Income | 356 |
| Loan Loss Allowance | 429 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 36,844 |
| Total assets for the leverage ratio | 83,544 |
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Loans secured by real estate: | 25,677 |
| Tier 1 Leverage Ratio | 15.78 |
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Commercial and industrial loans | 5,023 |
| Off Balance Sheet Exposures (%) | 2.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,495 |
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