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 WNB FINANCIAL, N.A.
WNB FINANCIAL, N.A.
| RSSD ID 220059 | CERTIFICATE 5280 | ABA NUMBER 91900216 |
| 204 Main St |
Quarter Ended : |
2025-06-30 |
| Winona, Minnesota, 55987 |
Updated : |
2025-07-25 |
| www.wnbfinancial.com |
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| Institution Profile |
| Year Opened : |
1874 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 556,843 |
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Total Interest Income | 12,046 |
| Total Liabilities | 501,351 |
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Total NonInterest Income | 2,639 |
| Total Bank Equity Capital | 55,492 |
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Total Interest Expense | 3,952 |
| Total Deposits | 490,877 |
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Total NonInterest Expense | 8,432 |
| Net Loans & Leases | 347,050 |
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Net Income | 1,650 |
| Loan Loss Allowance | 4,289 |
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Net Charge Offs | (21) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 341,164 |
| Total assets for the leverage ratio | 570,659 |
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Loans secured by real estate: | 298,472 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 42,203 |
| Off Balance Sheet Exposures (%) | 3.53 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,143 |
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:· WNB FINANCIAL, N.A.
