|
 |
|
|
 Union Bank & Trust Company
Union Bank & Trust Company
| RSSD ID 22048 | CERTIFICATE 1753 | ABA NUMBER 82901567 |
| 102 W Mccloy St |
Quarter Ended : |
2025-09-30 |
| Monticello, Arkansas, 71655 |
Updated : |
2025-11-14 |
| www.unionbnk.com |
|
| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
55 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 333,249 |
|
Total Interest Income | 14,172 |
| Total Liabilities | 304,710 |
|
Total NonInterest Income | 1,781 |
| Total Bank Equity Capital | 28,539 |
|
Total Interest Expense | 4,888 |
| Total Deposits | 300,399 |
|
Total NonInterest Expense | 6,638 |
| Net Loans & Leases | 257,652 |
|
Net Income | 3,787 |
| Loan Loss Allowance | 4,555 |
|
Net Charge Offs | 139 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 261,348 |
| Total assets for the leverage ratio | 330,642 |
|
Loans secured by real estate: | 179,553 |
| Tier 1 Leverage Ratio | 10.27 |
|
Commercial and industrial loans | 57,131 |
| Off Balance Sheet Exposures (%) | 5.24 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 16,386 |
|
|
|
|
:· Union Bank & Trust Company
