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 Union Bank & Trust Company
Union Bank & Trust Company
| RSSD ID 22048 | CERTIFICATE 1753 | ABA NUMBER 82901567 |
| 102 W Mccloy St |
Quarter Ended : |
2025-03-31 |
| Monticello, Arkansas, 71655 |
Updated : |
2025-04-22 |
| www.unionbnk.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 314,983 |
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Total Interest Income | 4,566 |
| Total Liabilities | 287,878 |
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Total NonInterest Income | 574 |
| Total Bank Equity Capital | 27,105 |
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Total Interest Expense | 1,559 |
| Total Deposits | 284,270 |
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Total NonInterest Expense | 2,162 |
| Net Loans & Leases | 243,947 |
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Net Income | 1,254 |
| Loan Loss Allowance | 4,182 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 244,262 |
| Total assets for the leverage ratio | 315,100 |
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Loans secured by real estate: | 167,021 |
| Tier 1 Leverage Ratio | 10.67 |
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Commercial and industrial loans | 57,066 |
| Off Balance Sheet Exposures (%) | 6.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,902 |
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:· Union Bank & Trust Company
