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The Bank of Baker
The Bank of Baker
| RSSD ID 222558 | CERTIFICATE 352 | ABA NUMBER 92105104 |
| 116 S Main St |
Quarter Ended : |
2025-12-31 |
| Baker, Montana, 59313 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 162,718 |
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Total Interest Income | 8,696 |
| Total Liabilities | 144,980 |
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Total NonInterest Income | 465 |
| Total Bank Equity Capital | 17,738 |
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Total Interest Expense | 2,325 |
| Total Deposits | 144,084 |
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Total NonInterest Expense | 4,251 |
| Net Loans & Leases | 86,173 |
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Net Income | 2,296 |
| Loan Loss Allowance | 1,323 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 90,001 |
| Total assets for the leverage ratio | 170,069 |
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Loans secured by real estate: | 51,784 |
| Tier 1 Leverage Ratio | 10.51 |
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Commercial and industrial loans | 20,355 |
| Off Balance Sheet Exposures (%) | 13.47 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,791 |
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