MINERS AND MERCHANTS BANCORP, INC. Financial Reports

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:· MINERS AND MERCHANTS BANCORP, INC.

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MINERS AND MERCHANTS BANCORP, INC.

Institution Profile

Year Opened :

1994

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

ELLIOTT DAVIS

Related Bank / Thrift	Assets	Asset Concentration
TruPoint Bank	469,444	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	67,601	Total Operating Income	15,372
Total Liabilities	12,260	Total Operating Expenses	273
Total Equity Capital	55,341	Equity in Undistributed Income	(12,125)
		Net income (loss)	3,031

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,072
Total Consolidated Assets of Bank Holding Company	698,634

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury