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 The First Bank and Trust Company
The First Bank and Trust Company
| RSSD ID 223322 | CERTIFICATE 22918 | ABA NUMBER 51404464 |
| 359 W Main St |
Quarter Ended : |
2025-03-31 |
| Lebanon, Virginia, 24266 |
Updated : |
2025-05-12 |
| www.firstbank.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
33 |
Number of Employees : |
453 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,925,973 |
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Total Interest Income | 58,591 |
| Total Liabilities | 3,551,818 |
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Total NonInterest Income | 4,993 |
| Total Bank Equity Capital | 374,155 |
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Total Interest Expense | 22,815 |
| Total Deposits | 3,494,458 |
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Total NonInterest Expense | 18,443 |
| Net Loans & Leases | 3,245,099 |
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Net Income | 15,182 |
| Loan Loss Allowance | 41,391 |
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Net Charge Offs | 2,250 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 414,751 |
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Total loans | 3,251,358 |
| Total assets for the leverage ratio | 3,841,635 |
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Loans secured by real estate: | 2,642,916 |
| Tier 1 Leverage Ratio | 9.81 |
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Commercial and industrial loans | 217,698 |
| Tier 1 Capital Ratio | 12.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.73 |
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Loans to individuals - Other | 143,675 |
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:· The First Bank and Trust Company
