|
 |
|
|
 The First Bank and Trust Company
|
The First Bank and Trust Company
| RSSD ID 223322 | CERTIFICATE 22918 | ABA NUMBER 51404464 |
| 359 W Main St |
Quarter Ended : |
2026-06-30 |
| Lebanon, Virginia, 24266 |
Updated : |
2026-07-29 |
| www.firstbank.com |
|
| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
35 |
Number of Employees : |
471 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,275,801 |
|
Total Interest Income | 126,279 |
| Total Liabilities | 3,853,161 |
|
Total NonInterest Income | 14,874 |
| Total Bank Equity Capital | 422,640 |
|
Total Interest Expense | 42,475 |
| Total Deposits | 3,817,157 |
|
Total NonInterest Expense | 39,449 |
| Net Loans & Leases | 3,570,503 |
|
Net Income | 38,602 |
| Loan Loss Allowance | 48,993 |
|
Net Charge Offs | 3,966 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 465,963 |
|
Total loans | 3,606,972 |
| Total assets for the leverage ratio | 4,209,060 |
|
Loans secured by real estate: | 2,981,080 |
| Tier 1 Leverage Ratio | 10.07 |
|
Commercial and industrial loans | 206,534 |
| Tier 1 Capital Ratio | 12.58 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.83 |
|
Loans to individuals - Other | 157,863 |
|
|
|
|
:· The First Bank and Trust Company
