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Union State Bank
Union State Bank
| RSSD ID 227151 | CERTIFICATE 1869 | ABA NUMBER 101100993 |
| 127 S Summit St |
Quarter Ended : |
2025-09-30 |
| Arkansas City, Kansas, 67005 |
Updated : |
2025-11-14 |
| www.myunionstate.bank |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
123 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 669,737 |
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Total Interest Income | 26,804 |
| Total Liabilities | 595,548 |
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Total NonInterest Income | 3,516 |
| Total Bank Equity Capital | 74,189 |
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Total Interest Expense | 8,212 |
| Total Deposits | 576,553 |
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Total NonInterest Expense | 15,126 |
| Net Loans & Leases | 430,996 |
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Net Income | 6,429 |
| Loan Loss Allowance | 4,891 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 70,413 |
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Total loans | 427,411 |
| Total assets for the leverage ratio | 665,710 |
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Loans secured by real estate: | 354,610 |
| Tier 1 Leverage Ratio | 9.79 |
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Commercial and industrial loans | 52,569 |
| Tier 1 Capital Ratio | 13.42 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.5 |
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Loans to individuals - Other | 10,781 |
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