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 Franklin Savings Bank
Franklin Savings Bank
| RSSD ID 228000 | CERTIFICATE 19836 | ABA NUMBER 211274492 |
| 197 Main St |
Quarter Ended : |
2025-12-31 |
| Farmington, Maine, 4938 |
Updated : |
2026-01-21 |
| www.franklinsavings.bank |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
145 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 775,801 |
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Total Interest Income | 41,485 |
| Total Liabilities | 638,340 |
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Total NonInterest Income | 2,329 |
| Total Bank Equity Capital | 137,461 |
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Total Interest Expense | 12,797 |
| Total Deposits | 610,489 |
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Total NonInterest Expense | 22,830 |
| Net Loans & Leases | 658,457 |
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Net Income | 5,405 |
| Loan Loss Allowance | 5,013 |
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Net Charge Offs | 705 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,161 |
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Total loans | 659,555 |
| Total assets for the leverage ratio | 751,046 |
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Loans secured by real estate: | 599,133 |
| Tier 1 Leverage Ratio | 18.63 |
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Commercial and industrial loans | 44,424 |
| Tier 1 Capital Ratio | 21.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.76 |
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Loans to individuals - Other | 10,269 |
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:· Franklin Savings Bank
