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The First Citizens National Bank of Upper Sandusky
The First Citizens National Bank of Upper Sandusky
RSSD ID 230423 | CERTIFICATE 14355 | ABA NUMBER 41205246
100 N Sandusky Ave Quarter Ended : 2025-03-31
Upper Sandusky, Ohio, 43351 Updated : 2025-04-28
www.firstcitizensnational.com

Institution Profile
Year Opened : 1902 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 8 Number of Employees : 74

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets381,230
Total Interest Income3,830
Total Liabilities341,301
Total NonInterest Income393
Total Bank Equity Capital39,929
Total Interest Expense783
Total Deposits323,716
Total NonInterest Expense2,976
Net Loans & Leases219,895
Net Income411
Loan Loss Allowance2,621
Net Charge Offs(5)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans220,306
Total assets for the leverage ratio380,027
Loans secured by real estate:199,403
Tier 1 Leverage Ratio12.37
Commercial and industrial loans11,125
Off Balance Sheet Exposures (%)9.5
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other2,144





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury