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First Community Bank
First Community Bank
| RSSD ID 233246 | CERTIFICATE 14904 | ABA NUMBER 73907897 |
| 119 S Fulton St |
Quarter Ended : |
2025-12-31 |
| Newell, Iowa, 50568 |
Updated : |
2026-01-12 |
| www.fcb4u.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 116,939 |
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Total Interest Income | 5,603 |
| Total Liabilities | 103,019 |
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Total NonInterest Income | 883 |
| Total Bank Equity Capital | 13,920 |
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Total Interest Expense | 1,576 |
| Total Deposits | 98,755 |
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Total NonInterest Expense | 3,291 |
| Net Loans & Leases | 76,733 |
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Net Income | 1,358 |
| Loan Loss Allowance | 1,012 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 11,608 |
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Total loans | 75,558 |
| Total assets for the leverage ratio | 114,048 |
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Loans secured by real estate: | 62,050 |
| Tier 1 Leverage Ratio | 9.29 |
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Commercial and industrial loans | 3,322 |
| Tier 1 Capital Ratio | 12.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.48 |
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Loans to individuals - Other | 3,058 |
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