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 Western State Bank
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Western State Bank
| RSSD ID 233554 | CERTIFICATE 9123 | ABA NUMBER 91307149 |
| 110 4th St Se |
Quarter Ended : |
2026-06-30 |
| Devils Lake, North Dakota, 58301 |
Updated : |
2026-07-29 |
| www.westernbanks.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
326 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,485,275 |
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Total Interest Income | 93,326 |
| Total Liabilities | 2,153,214 |
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Total NonInterest Income | 5,582 |
| Total Bank Equity Capital | 332,061 |
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Total Interest Expense | 27,860 |
| Total Deposits | 2,109,750 |
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Total NonInterest Expense | 33,418 |
| Net Loans & Leases | 2,209,092 |
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Net Income | 25,522 |
| Loan Loss Allowance | 40,438 |
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Net Charge Offs | 3,060 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,230,441 |
| Total assets for the leverage ratio | 2,527,082 |
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Loans secured by real estate: | 924,658 |
| Tier 1 Leverage Ratio | 13.18 |
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Commercial and industrial loans | 1,229,922 |
| Off Balance Sheet Exposures (%) | 8.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,042 |
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:· Western State Bank
