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 Western State Bank
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Western State Bank
| RSSD ID 233554 | CERTIFICATE 9123 | ABA NUMBER 91307149 |
| 110 4th St Se |
Quarter Ended : |
2026-03-31 |
| Devils Lake, North Dakota, 58301 |
Updated : |
2026-04-29 |
| www.westernbanks.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
327 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,585,304 |
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Total Interest Income | 46,269 |
| Total Liabilities | 2,263,971 |
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Total NonInterest Income | 2,932 |
| Total Bank Equity Capital | 321,333 |
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Total Interest Expense | 14,187 |
| Total Deposits | 2,214,149 |
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Total NonInterest Expense | 16,590 |
| Net Loans & Leases | 2,155,767 |
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Net Income | 12,745 |
| Loan Loss Allowance | 39,813 |
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Net Charge Offs | 1,365 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 350,681 |
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Total loans | 2,210,654 |
| Total assets for the leverage ratio | 2,538,365 |
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Loans secured by real estate: | 936,551 |
| Tier 1 Leverage Ratio | 12.7 |
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Commercial and industrial loans | 1,195,344 |
| Tier 1 Capital Ratio | 14.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.54 |
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Loans to individuals - Other | 9,931 |
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:· Western State Bank
