CHARLEVOIX FIRST CORPORATION Financial Reports

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CHARLEVOIX FIRST CORPORATION

Institution Profile

Year Opened :

1995

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

William R Kanine PC

Related Bank / Thrift	Assets	Asset Concentration
Charlevoix State Bank	243,699	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	23,720	Total Operating Income	4,042
Total Liabilities	491	Total Operating Expenses	153
Total Equity Capital	23,229	Equity in Undistributed Income	0
		Net income (loss)	3,889

Miscellaneous
Cash Dividends Declared by Bank Holding Company	3,243
Total Consolidated Assets of Bank Holding Company	239,220

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury