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Central National Bank
Central National Bank
| RSSD ID 234355 | CERTIFICATE 4702 | ABA NUMBER 101101293 |
| 802 N Washington St |
Quarter Ended : |
2025-09-30 |
| Junction City, Kansas, 66441 |
Updated : |
2025-10-30 |
| www.centralnational.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
35 |
Number of Employees : |
254 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,269,304 |
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Total Interest Income | 48,632 |
| Total Liabilities | 1,137,211 |
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Total NonInterest Income | 12,901 |
| Total Bank Equity Capital | 132,093 |
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Total Interest Expense | 16,031 |
| Total Deposits | 1,085,376 |
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Total NonInterest Expense | 31,202 |
| Net Loans & Leases | 762,796 |
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Net Income | 10,911 |
| Loan Loss Allowance | 14,607 |
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Net Charge Offs | (188) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 773,337 |
| Total assets for the leverage ratio | 1,288,728 |
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Loans secured by real estate: | 653,356 |
| Tier 1 Leverage Ratio | 11.34 |
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Commercial and industrial loans | 41,831 |
| Off Balance Sheet Exposures (%) | 4.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 15,917 |
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