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The National Bank of Coxsackie
The National Bank of Coxsackie
| RSSD ID 234506 | CERTIFICATE 7018 | ABA NUMBER 21307054 |
| 3 Reed St |
Quarter Ended : |
2025-09-30 |
| Coxsackie, New York, 12051 |
Updated : |
2025-10-15 |
| www.nbcoxsackie.com |
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| Institution Profile |
| Year Opened : |
1852 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 545,820 |
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Total Interest Income | 16,831 |
| Total Liabilities | 501,767 |
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Total NonInterest Income | 1,435 |
| Total Bank Equity Capital | 44,053 |
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Total Interest Expense | 7,134 |
| Total Deposits | 485,619 |
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Total NonInterest Expense | 9,989 |
| Net Loans & Leases | 370,022 |
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Net Income | 1,218 |
| Loan Loss Allowance | 3,673 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 51,450 |
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Total loans | 377,958 |
| Total assets for the leverage ratio | 525,068 |
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Loans secured by real estate: | 364,865 |
| Tier 1 Leverage Ratio | 9.12 |
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Commercial and industrial loans | 7,713 |
| Tier 1 Capital Ratio | 16.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.94 |
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Loans to individuals - Other | 5,103 |
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