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 First Community Bank
First Community Bank
| RSSD ID 2353595 | CERTIFICATE 13012 | ABA NUMBER 51501299 |
| 29 College Dr |
Quarter Ended : |
2025-12-31 |
| Bluefield, Virginia, 24605 |
Updated : |
2026-01-28 |
| www.firstcommunitybank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
68 |
Number of Employees : |
578 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,248,653 |
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Total Interest Income | 142,463 |
| Total Liabilities | 2,784,027 |
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Total NonInterest Income | 45,362 |
| Total Bank Equity Capital | 464,626 |
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Total Interest Expense | 18,557 |
| Total Deposits | 2,722,282 |
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Total NonInterest Expense | 104,854 |
| Net Loans & Leases | 2,283,994 |
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Net Income | 49,678 |
| Loan Loss Allowance | 30,761 |
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Net Charge Offs | 4,122 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 344,561 |
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Total loans | 2,316,150 |
| Total assets for the leverage ratio | 3,055,001 |
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Loans secured by real estate: | 1,976,743 |
| Tier 1 Leverage Ratio | 10.38 |
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Commercial and industrial loans | 239,316 |
| Tier 1 Capital Ratio | 14.46 |
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Loans to individuals - Credit Cards | 5,881 |
| Total Capital Ratio | 15.71 |
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Loans to individuals - Other | 59,216 |
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:· First Community Bank
