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 First Community Bank
First Community Bank
| RSSD ID 2353595 | CERTIFICATE 13012 | ABA NUMBER 51501299 |
| 29 College Dr |
Quarter Ended : |
2025-06-30 |
| Bluefield, Virginia, 24605 |
Updated : |
2025-07-29 |
| www.fcbresource.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
60 |
Number of Employees : |
594 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,164,292 |
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Total Interest Income | 70,486 |
| Total Liabilities | 2,701,253 |
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Total NonInterest Income | 21,743 |
| Total Bank Equity Capital | 463,039 |
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Total Interest Expense | 9,913 |
| Total Deposits | 2,658,726 |
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Total NonInterest Expense | 50,149 |
| Net Loans & Leases | 2,320,257 |
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Net Income | 24,818 |
| Loan Loss Allowance | 33,020 |
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Net Charge Offs | 1,863 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 344,012 |
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Total loans | 2,364,363 |
| Total assets for the leverage ratio | 3,050,431 |
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Loans secured by real estate: | 2,006,947 |
| Tier 1 Leverage Ratio | 10.37 |
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Commercial and industrial loans | 245,764 |
| Tier 1 Capital Ratio | 14.29 |
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Loans to individuals - Credit Cards | 5,862 |
| Total Capital Ratio | 15.54 |
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Loans to individuals - Other | 70,518 |
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:· First Community Bank
