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 First United Bank and Trust Company
First United Bank and Trust Company
| RSSD ID 2356091 | CERTIFICATE 34150 | ABA NUMBER 83902507 |
| 162 N Main St |
Quarter Ended : |
2025-09-30 |
| Madisonville, Kentucky, 42431 |
Updated : |
2025-10-27 |
| www.efirstunitedbank.com |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
102 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 589,861 |
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Total Interest Income | 23,924 |
| Total Liabilities | 557,610 |
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Total NonInterest Income | 2,554 |
| Total Bank Equity Capital | 32,251 |
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Total Interest Expense | 9,168 |
| Total Deposits | 527,308 |
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Total NonInterest Expense | 12,165 |
| Net Loans & Leases | 396,512 |
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Net Income | 4,960 |
| Loan Loss Allowance | 4,464 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 58,255 |
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Total loans | 395,535 |
| Total assets for the leverage ratio | 601,702 |
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Loans secured by real estate: | 304,646 |
| Tier 1 Leverage Ratio | 8.94 |
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Commercial and industrial loans | 67,927 |
| Tier 1 Capital Ratio | 13.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.16 |
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Loans to individuals - Other | 6,039 |
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:· First United Bank and Trust Company
