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The Delaware National Bank of Delhi
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The Delaware National Bank of Delhi
| RSSD ID 236603 | CERTIFICATE 7025 | ABA NUMBER 21307096 |
| 124 Main St |
Quarter Ended : |
2026-03-31 |
| Delhi, New York, 13753 |
Updated : |
2026-04-16 |
| www.dnbd.bank |
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| Institution Profile |
| Year Opened : |
1839 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 407,614 |
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Total Interest Income | 3,612 |
| Total Liabilities | 376,460 |
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Total NonInterest Income | 424 |
| Total Bank Equity Capital | 31,154 |
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Total Interest Expense | 1,214 |
| Total Deposits | 371,868 |
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Total NonInterest Expense | 1,885 |
| Net Loans & Leases | 263,289 |
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Net Income | 745 |
| Loan Loss Allowance | 1,331 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 261,215 |
| Total assets for the leverage ratio | 391,540 |
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Loans secured by real estate: | 247,320 |
| Tier 1 Leverage Ratio | 9.8 |
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Commercial and industrial loans | 9,727 |
| Off Balance Sheet Exposures (%) | 6.6 |
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Loans to individuals - Credit Cards | 666 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,579 |
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