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 The Delaware National Bank of Delhi
The Delaware National Bank of Delhi
| RSSD ID 236603 | CERTIFICATE 7025 | ABA NUMBER 21307096 |
| 124 Main St |
Quarter Ended : |
2025-12-31 |
| Delhi, New York, 13753 |
Updated : |
2026-01-28 |
| www.dnbd.bank |
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| Institution Profile |
| Year Opened : |
1839 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 370,521 |
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Total Interest Income | 13,930 |
| Total Liabilities | 339,104 |
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Total NonInterest Income | 1,653 |
| Total Bank Equity Capital | 31,417 |
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Total Interest Expense | 5,250 |
| Total Deposits | 334,415 |
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Total NonInterest Expense | 7,140 |
| Net Loans & Leases | 260,314 |
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Net Income | 2,510 |
| Loan Loss Allowance | 1,313 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 260,344 |
| Total assets for the leverage ratio | 378,956 |
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Loans secured by real estate: | 246,397 |
| Tier 1 Leverage Ratio | 10.03 |
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Commercial and industrial loans | 9,731 |
| Off Balance Sheet Exposures (%) | 6.54 |
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Loans to individuals - Credit Cards | 699 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,565 |
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:· The Delaware National Bank of Delhi
