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 People's Bank of Seneca
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People's Bank of Seneca
| RSSD ID 2396592 | CERTIFICATE 34146 | ABA NUMBER 101206994 |
| 1615 Cherokee Ave |
Quarter Ended : |
2026-03-31 |
| Seneca, Missouri, 64865 |
Updated : |
2026-04-27 |
| www.peoplesbankofseneca.com |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 497,359 |
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Total Interest Income | 7,342 |
| Total Liabilities | 449,844 |
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Total NonInterest Income | 384 |
| Total Bank Equity Capital | 47,515 |
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Total Interest Expense | 3,174 |
| Total Deposits | 433,655 |
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Total NonInterest Expense | 2,301 |
| Net Loans & Leases | 414,287 |
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Net Income | 1,626 |
| Loan Loss Allowance | 5,394 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 412,139 |
| Total assets for the leverage ratio | 496,201 |
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Loans secured by real estate: | 371,383 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 33,349 |
| Off Balance Sheet Exposures (%) | 7.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,370 |
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:· People's Bank of Seneca
