|
 |
|
|
 The First National Bank of Dryden
The First National Bank of Dryden
| RSSD ID 241009 | CERTIFICATE 7031 | ABA NUMBER 21307164 |
| 7 West Main Street |
Quarter Ended : |
2025-03-31 |
| Dryden, New York, 13053 |
Updated : |
2025-04-28 |
| www.drydenbank.com |
|
| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
39 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 214,787 |
|
Total Interest Income | 2,210 |
| Total Liabilities | 194,214 |
|
Total NonInterest Income | 71 |
| Total Bank Equity Capital | 20,573 |
|
Total Interest Expense | 97 |
| Total Deposits | 194,034 |
|
Total NonInterest Expense | 922 |
| Net Loans & Leases | 91,743 |
|
Net Income | 1,086 |
| Loan Loss Allowance | 1,288 |
|
Net Charge Offs | 31 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 92,382 |
| Total assets for the leverage ratio | 207,436 |
|
Loans secured by real estate: | 62,478 |
| Tier 1 Leverage Ratio | 12.4 |
|
Commercial and industrial loans | 11,345 |
| Off Balance Sheet Exposures (%) | 4.11 |
|
Loans to individuals - Credit Cards | 355 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 17,695 |
|
|
|
|
:· The First National Bank of Dryden
