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 Gorham Savings Bank
Gorham Savings Bank
| RSSD ID 241607 | CERTIFICATE 17748 | ABA NUMBER 211274573 |
| 64 Main St |
Quarter Ended : |
2024-12-31 |
| Gorham, Maine, 4038 |
Updated : |
2025-01-29 |
| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
195 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,608,101 |
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Total Interest Income | 74,311 |
| Total Liabilities | 1,491,881 |
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Total NonInterest Income | 9,203 |
| Total Bank Equity Capital | 116,220 |
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Total Interest Expense | 36,507 |
| Total Deposits | 1,393,920 |
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Total NonInterest Expense | 42,654 |
| Net Loans & Leases | 1,268,666 |
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Net Income | 5,407 |
| Loan Loss Allowance | 9,428 |
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Net Charge Offs | (206) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,221,766 |
| Total assets for the leverage ratio | 1,641,994 |
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Loans secured by real estate: | 1,057,804 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 157,751 |
| Off Balance Sheet Exposures (%) | 11.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0.36 |
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Loans to individuals - Other | 3,294 |
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:· Gorham Savings Bank
