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First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
RSSD ID 242 | CERTIFICATE 3850 | ABA NUMBER 81220537
260 Front St Quarter Ended : 2025-03-31
Xenia, Illinois, 62899 Updated : 2025-04-22
www.fcbxeniaflora.com

Institution Profile
Year Opened : 1922 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : All Other Under 1 Billion
Number of Offices : 2 Number of Employees : 12
Related Company Filings Regulator
 FIRST COMMUNITY BANCSHARES FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets56,896
Total Interest Income730
Total Liabilities52,651
Total NonInterest Income25
Total Bank Equity Capital4,245
Total Interest Expense224
Total Deposits49,642
Total NonInterest Expense320
Net Loans & Leases30,520
Net Income211
Loan Loss Allowance179
Net Charge Offs3



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans30,331
Total assets for the leverage ratio56,101
Loans secured by real estate:22,209
Tier 1 Leverage Ratio10.57
Commercial and industrial loans2,185
Off Balance Sheet Exposures (%)3.58
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other4,083





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury