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BayVanguard Bank
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BayVanguard Bank
| RSSD ID 242976 | CERTIFICATE 32527 | ABA NUMBER 252071159 |
| 7114 N Point Rd |
Quarter Ended : |
2026-03-31 |
| Baltimore, Maryland, 21219 |
Updated : |
2026-04-30 |
| www.bayvanguard.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 901,609 |
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Total Interest Income | 12,081 |
| Total Liabilities | 739,716 |
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Total NonInterest Income | 527 |
| Total Bank Equity Capital | 161,893 |
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Total Interest Expense | 3,119 |
| Total Deposits | 686,638 |
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Total NonInterest Expense | 7,514 |
| Net Loans & Leases | 728,967 |
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Net Income | 1,039 |
| Loan Loss Allowance | 6,399 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 156,311 |
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Total loans | 744,138 |
| Total assets for the leverage ratio | 890,797 |
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Loans secured by real estate: | 699,723 |
| Tier 1 Leverage Ratio | 16.81 |
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Commercial and industrial loans | 15,783 |
| Tier 1 Capital Ratio | 21.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.2 |
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Loans to individuals - Other | 14,427 |
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