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Bank Rhode Island
Bank Rhode Island
RSSD ID 2434113 | CERTIFICATE 34147 | ABA NUMBER 11501682 |
1 Turks Head Pl |
Quarter Ended : |
2025-06-30 |
Providence, Rhode Island, 02903 |
Updated : |
2025-07-29 |
www.bankri.com |
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Institution Profile |
Year Opened : |
1996 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
22 |
Number of Employees : |
300 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 3,579,327 |
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Total Interest Income | 85,000 |
Total Liabilities | 3,200,322 |
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Total NonInterest Income | 4,722 |
Total Bank Equity Capital | 379,005 |
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Total Interest Expense | 35,716 |
Total Deposits | 2,593,900 |
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Total NonInterest Expense | 32,322 |
Net Loans & Leases | 2,797,394 |
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Net Income | 17,233 |
Loan Loss Allowance | 24,569 |
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Net Charge Offs | 6,768 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 330,354 |
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Total loans | 2,794,179 |
Total assets for the leverage ratio | 3,328,689 |
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Loans secured by real estate: | 2,087,978 |
Tier 1 Leverage Ratio | 9.14 |
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Commercial and industrial loans | 705,068 |
Tier 1 Capital Ratio | 10.95 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 11.89 |
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Loans to individuals - Other | 831 |
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