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 Waypoint Bank
Waypoint Bank
| RSSD ID 244158 | CERTIFICATE 5394 | ABA NUMBER 104902363 |
| 747 Meridian Ave |
Quarter Ended : |
2025-03-31 |
| Cozad, Nebraska, 69130 |
Updated : |
2025-04-11 |
| www.waypointbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 373,123 |
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Total Interest Income | 4,444 |
| Total Liabilities | 335,018 |
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Total NonInterest Income | 310 |
| Total Bank Equity Capital | 38,105 |
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Total Interest Expense | 1,355 |
| Total Deposits | 296,528 |
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Total NonInterest Expense | 2,009 |
| Net Loans & Leases | 249,308 |
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Net Income | 1,372 |
| Loan Loss Allowance | 6,315 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,207 |
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Total loans | 244,946 |
| Total assets for the leverage ratio | 366,723 |
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Loans secured by real estate: | 175,084 |
| Tier 1 Leverage Ratio | 11.51 |
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Commercial and industrial loans | 22,612 |
| Tier 1 Capital Ratio | 13.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.58 |
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Loans to individuals - Other | 5,466 |
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:· Waypoint Bank
