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 The Bank of South Carolina
The Bank of South Carolina
| RSSD ID 246022 | CERTIFICATE 26912 | ABA NUMBER 53201872 |
| 256 Meeting St |
Quarter Ended : |
2025-03-31 |
| Charleston, South Carolina, 29401 |
Updated : |
2025-04-23 |
| www.banksc.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
84 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 567,088 |
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Total Interest Income | 6,943 |
| Total Liabilities | 512,778 |
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Total NonInterest Income | 429 |
| Total Bank Equity Capital | 54,310 |
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Total Interest Expense | 1,326 |
| Total Deposits | 498,548 |
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Total NonInterest Expense | 3,613 |
| Net Loans & Leases | 353,168 |
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Net Income | 1,854 |
| Loan Loss Allowance | 3,724 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 355,708 |
| Total assets for the leverage ratio | 554,029 |
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Loans secured by real estate: | 295,890 |
| Tier 1 Leverage Ratio | 11.26 |
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Commercial and industrial loans | 56,320 |
| Off Balance Sheet Exposures (%) | 25.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,498 |
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:· The Bank of South Carolina
