INDEPENDENT BANCSHARES, INC. Financial Reports

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:· INDEPENDENT BANCSHARES, INC.

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Mergers & Acquisitions
::	Holding Company Mergers & Acquisitions
::	Bank Mergers & Acquisitions
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Off Balance Sheet
::	Holding Company Credit Default Swaps
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::	Derivatives
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INDEPENDENT BANCSHARES, INC.

Institution Profile

Year Opened :

1996

Institution Type :

Holding Company

Reserve District :

Minneapolis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
FM Bank	655,056	Agricultural Specialization
Quoin Financial Bank	247,250	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	67,981	Total Operating Income	316
Total Liabilities	0	Total Operating Expenses	166
Total Equity Capital	67,981	Equity in Undistributed Income	4,349
		Net income (loss)	4,510

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,800
Total Consolidated Assets of Bank Holding Company	914,241

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury