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Western Nebraska Bank
Western Nebraska Bank
| RSSD ID 248352 | CERTIFICATE 1983 | ABA NUMBER 104103829 |
| 301 Center Ave |
Quarter Ended : |
2025-09-30 |
| Curtis, Nebraska, 69025 |
Updated : |
2025-10-27 |
| www.westernnebraskabank.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 193,775 |
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Total Interest Income | 8,201 |
| Total Liabilities | 179,059 |
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Total NonInterest Income | 802 |
| Total Bank Equity Capital | 14,716 |
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Total Interest Expense | 3,079 |
| Total Deposits | 158,321 |
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Total NonInterest Expense | 3,891 |
| Net Loans & Leases | 148,167 |
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Net Income | 1,597 |
| Loan Loss Allowance | 1,489 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 143,824 |
| Total assets for the leverage ratio | 185,457 |
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Loans secured by real estate: | 88,342 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 17,392 |
| Off Balance Sheet Exposures (%) | 10.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,292 |
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