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First Jackson Bank, Inc.
First Jackson Bank, Inc.
| RSSD ID 248633 | CERTIFICATE 23376 | ABA NUMBER 62203230 |
| 43243 Us Highway 72 |
Quarter Ended : |
2025-09-30 |
| Stevenson, Alabama, 35772 |
Updated : |
2025-10-29 |
| www.firstjacksonbank.com |
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| Institution Profile |
| Year Opened : |
1981 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 438,118 |
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Total Interest Income | 19,617 |
| Total Liabilities | 379,925 |
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Total NonInterest Income | 591 |
| Total Bank Equity Capital | 58,193 |
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Total Interest Expense | 8,625 |
| Total Deposits | 350,332 |
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Total NonInterest Expense | 4,855 |
| Net Loans & Leases | 307,925 |
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Net Income | 5,170 |
| Loan Loss Allowance | 3,136 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 308,093 |
| Total assets for the leverage ratio | 436,511 |
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Loans secured by real estate: | 252,654 |
| Tier 1 Leverage Ratio | 13.95 |
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Commercial and industrial loans | 31,296 |
| Off Balance Sheet Exposures (%) | 4.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,896 |
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