PINNACLE BANCSHARES, INC. Financial Reports

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:· PINNACLE BANCSHARES, INC.

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Off Balance Sheet
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PINNACLE BANCSHARES, INC.

Institution Profile

Year Opened :

1997

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Mauldin & Jenkins

Related Bank / Thrift	Assets	Asset Concentration
Pinnacle Bank	348,330	Other Specialized Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	17,140	Total Operating Income	1,313
Total Liabilities	3,279	Total Operating Expenses	183
Total Equity Capital	13,861	Equity in Undistributed Income	2,897
		Net income (loss)	4,066

Miscellaneous
Cash Dividends Declared by Bank Holding Company	981
Total Consolidated Assets of Bank Holding Company	346,666

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury