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 River City Bank
River City Bank
| RSSD ID 253468 | CERTIFICATE 18983 | ABA NUMBER 121133416 |
| 2480 Natomas Park Dr |
Quarter Ended : |
2025-03-31 |
| Sacramento, California, 95833 |
Updated : |
2025-04-30 |
| www.rivercitybank.com |
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| Institution Profile |
| Year Opened : |
1963 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
158 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,287,018 |
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Total Interest Income | 67,551 |
| Total Liabilities | 4,789,115 |
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Total NonInterest Income | (4,551) |
| Total Bank Equity Capital | 497,903 |
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Total Interest Expense | 34,835 |
| Total Deposits | 4,668,611 |
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Total NonInterest Expense | 10,945 |
| Net Loans & Leases | 4,126,151 |
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Net Income | 12,306 |
| Loan Loss Allowance | 101,381 |
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Net Charge Offs | 38 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 543,133 |
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Total loans | 4,195,141 |
| Total assets for the leverage ratio | 5,311,336 |
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Loans secured by real estate: | 4,003,166 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 153,436 |
| Tier 1 Capital Ratio | 12.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.62 |
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Loans to individuals - Other | 9,121 |
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:· River City Bank
