|
 |
|
|
 NSB Bank
NSB Bank
| RSSD ID 253646 | CERTIFICATE 8094 | ABA NUMBER 73921530 |
| 2650 4th St Sw |
Quarter Ended : |
2025-12-31 |
| Mason City, Iowa, 50401 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
46 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 468,647 |
|
Total Interest Income | 22,572 |
| Total Liabilities | 430,100 |
|
Total NonInterest Income | 1,650 |
| Total Bank Equity Capital | 38,547 |
|
Total Interest Expense | 9,900 |
| Total Deposits | 400,169 |
|
Total NonInterest Expense | 8,054 |
| Net Loans & Leases | 341,476 |
|
Net Income | 5,700 |
| Loan Loss Allowance | 2,988 |
|
Net Charge Offs | 795 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 41,594 |
|
Total loans | 334,038 |
| Total assets for the leverage ratio | 466,089 |
|
Loans secured by real estate: | 201,262 |
| Tier 1 Leverage Ratio | 8.28 |
|
Commercial and industrial loans | 65,612 |
| Tier 1 Capital Ratio | 10.66 |
|
Loans to individuals - Credit Cards | 986 |
| Total Capital Ratio | 11.49 |
|
Loans to individuals - Other | 5,070 |
|
|
|
|
:· NSB Bank
