|
 |
|
|
 Sweet Water State Bank
|
Sweet Water State Bank
| RSSD ID 253730 | CERTIFICATE 9615 | ABA NUMBER 62104290 |
| 31385 Alabama Highway 10 |
Quarter Ended : |
2026-03-31 |
| Sweet Water, Alabama, 36782 |
Updated : |
2026-04-28 |
| www.sweetwaterstbk.com |
|
| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
34 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 154,866 |
|
Total Interest Income | 2,324 |
| Total Liabilities | 142,642 |
|
Total NonInterest Income | 238 |
| Total Bank Equity Capital | 12,224 |
|
Total Interest Expense | 477 |
| Total Deposits | 140,325 |
|
Total NonInterest Expense | 1,345 |
| Net Loans & Leases | 78,234 |
|
Net Income | 740 |
| Loan Loss Allowance | 1,575 |
|
Net Charge Offs | 92 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 78,137 |
| Total assets for the leverage ratio | 148,706 |
|
Loans secured by real estate: | 47,856 |
| Tier 1 Leverage Ratio | 9.48 |
|
Commercial and industrial loans | 20,134 |
| Off Balance Sheet Exposures (%) | 7.43 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,050 |
|
|
|
|
:· Sweet Water State Bank
