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 Citizens Bank and Trust Company of Ardmore
Citizens Bank and Trust Company of Ardmore
| RSSD ID 255556 | CERTIFICATE 22717 | ABA NUMBER 103102274 |
| 1100 N Commerce St |
Quarter Ended : |
2025-03-31 |
| Ardmore, Oklahoma, 73401 |
Updated : |
2025-04-22 |
| www.citizensbt.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 318,713 |
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Total Interest Income | 3,661 |
| Total Liabilities | 293,099 |
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Total NonInterest Income | 498 |
| Total Bank Equity Capital | 25,614 |
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Total Interest Expense | 1,153 |
| Total Deposits | 273,164 |
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Total NonInterest Expense | 1,893 |
| Net Loans & Leases | 198,406 |
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Net Income | 1,108 |
| Loan Loss Allowance | 2,000 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,765 |
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Total loans | 196,327 |
| Total assets for the leverage ratio | 321,497 |
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Loans secured by real estate: | 189,023 |
| Tier 1 Leverage Ratio | 9.88 |
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Commercial and industrial loans | 10,962 |
| Tier 1 Capital Ratio | 15.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.7 |
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Loans to individuals - Other | 6,595 |
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:· Citizens Bank and Trust Company of Ardmore
