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 Utah Independent Bank
Utah Independent Bank
| RSSD ID 256179 | CERTIFICATE 22514 | ABA NUMBER 124302464 |
| 55 S State St |
Quarter Ended : |
2025-03-31 |
| Salina, Utah, 84654 |
Updated : |
2025-04-29 |
| www.uib.bank |
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| Institution Profile |
| Year Opened : |
1977 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 159,646 |
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Total Interest Income | 2,777 |
| Total Liabilities | 137,663 |
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Total NonInterest Income | 164 |
| Total Bank Equity Capital | 21,983 |
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Total Interest Expense | 502 |
| Total Deposits | 135,886 |
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Total NonInterest Expense | 1,014 |
| Net Loans & Leases | 98,816 |
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Net Income | 1,322 |
| Loan Loss Allowance | 1,309 |
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Net Charge Offs | (20) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 99,320 |
| Total assets for the leverage ratio | 154,762 |
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Loans secured by real estate: | 67,072 |
| Tier 1 Leverage Ratio | 14.96 |
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Commercial and industrial loans | 18,048 |
| Off Balance Sheet Exposures (%) | 12.71 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,699 |
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:· Utah Independent Bank
